Stamp duty · Tamil Nadu
Stamp duty and registration in Tamil Nadu
What a buyer pays to register a flat in Tamil Nadu, and a calculator to work it out.
The purchase
₹1 crore
₹
The higher of the agreement value and the government's ready-reckoner (circle rate) value is usually used.Buyer
In Tamil Nadu
Stamp duty + registration9% of the property value, on top of the price
- Stamp duty at 7%
- ₹7,00,000
- Registration at 2%
- ₹2,00,000
- Rates as of
- 2026-10
An estimate. Cess, surcharges and local rates vary by area and change from time to time. Check the current rate with the sub-registrar before you pay. The 7% on sale deeds is 5% stamp duty + 2% transfer duty.
Rates
| Buyer | Stamp duty |
|---|---|
| Man | 7% |
| Woman | 7% |
| Joint (man and woman) | 7% |
| Registration fee | 2% |
The 7% on sale deeds is 5% stamp duty + 2% transfer duty.
Notes
- From 1 December 2023 new flats are registered as a single composite sale deed (land share + building). Composite rates: 4% stamp duty up to ₹50 lakh, 5% from ₹50 lakh to ₹3 crore, 7% above ₹3 crore, each plus 2% registration.
- Duty is charged on the higher of the sale value and the guideline value.
- Registration fee on sale, gift and exchange deeds was cut from 4% to 2% from 1 April 2023, when guideline values were also restored to pre-2017 levels.
- CONFLICT: many 2025–26 secondary guides still quote 4%; the official 2023 budget change to 2% is used here.
- From 1 April 2025 women buying property worth up to ₹10 lakh (alone or with other women) get a 1-percentage-point cut in the registration fee.
Related for Tamil Nadu
- TNRERA guide for builders
- CRM for builders in Chennai
- CRM for builders in Coimbatore
- CRM for builders in Madurai
- GST on flat calculator
- TDS on property (194-IA)
Sources
- TNRERA (official)
- TNREGINET — Registration Department (official)
- Real Estate (Regulation and Development) Act, 2016 — India Code
- King Stubb & Kasiva — Tamil Nadu 2023 stamp duty and registration changes
- Constro Facilitator — Registration fee cut to 2% (Mar 2023)
- Kanakkupillai — TN composite-value rates for flats
- Fox Mandal — TN composite sale deed for flats from 1 Dec 2023
- Verified.realestate — TN registration fee cut for women buyers